You can become a referral partner by signing up through our dedicated partner portal. After registering, you'll receive a personal referral link that tracks every client you refer. Whether you’re a realtor, mortgage broker, or community influencer, you can start referring leads immediately. Our team supports you with tools, email templates, and onboarding resources to help you generate consistent commissions through rent-to-own buyer referrals across Newfoundland and Labrador.

Yes. We provide a complete onboarding process that includes a walkthrough of our rent-to-own qualification system, access to our partner training hub, and branded resources like referral templates and marketing graphics. You’ll also get personal support from our partner success team, who will guide you on how to explain our rent-to-own model to clients who don’t qualify for traditional mortgage financing.

Our rent-to-own process is designed for People who are locked out of homeownership due to bad credit, lack of down payment, or limited income history. Once approved, we purchase a home the client chooses and rent it back to them under a legal rent-to-own agreement. They live in the property, build savings, and improve their credit while working toward purchasing the home in the future. It's a powerful mortgage alternative that gives clients time and flexibility.

We specialize in helping first-time buyers, self-employed individuals, new immigrants to Newfoundland and Labrador, and those with low credit scores or past bankruptcies. If someone has stable income but can’t currently get approved for a mortgage, they’re a great fit.

We support the purchase of move-in-ready residential homes, including single-family houses, townhouses, semi-detached homes, bungalows, and condos. The home must be in good condition, located in a community where the buyer plans to stay long-term, and priced within our eligibility range. We offer rent-to-own homes in both major cities and select rural areas across Newfoundland and Labrador.

Yes — buyers typically need a minimum of 2% to 5% down, which is applied toward the future purchase of their home. This amount is far lower than traditional 20% down payment requirements. We also offer flexible payment options and, in some cases, allow buyers to increase their contribution gradually over time, making homeownership more accessible to a wider range of people.

Our pricing is built around fair market value with full transparency. Monthly payments are broken down into rent and a rent credit, which builds toward the buyer’s equity. Clients receive a clear breakdown of home price, term length, monthly rent, and future buyout amount before they sign. There are no hidden fees, and our system is built to support affordability and long-term success.

As soon as we purchase the home your client selects, you get paid your full commission — upfront. There’s no waiting for mortgage approvals or conditional financing. This makes our referral model faster and more predictable than traditional real estate transactions. It’s especially valuable for agents and brokers who frequently deal with clients unable to close through banks.

Yes. We currently serve buyers in Conception Bay South, Corner Brook, Mount Pearl, and more. As we expand, we're opening up rent-to-own listings in both metro and mid-sized cities across the country. If you’re a partner in a specific province, we’ll help you localize your outreach and provide city-specific support to convert your leads into buyers.

Absolutely. In fact, those are some of the best candidates. Our program was designed specifically for people who are turned away by banks, including clients with poor credit history, freelancers, self-employed workers, and newcomers without Newfoundland and Labrador credit scores.